bade saman par card ki EMI aasan lagti hai, par har EMI sasti nahin hotee. lene se pehle ye baatein dekhen.
theek kab hai:
1. jab EMI par byaj bilkul na lage aur koi atirikt shulk na ho.
2. jab bank offer se achhi chhoot mil rahi ho aur aap samay par kisht bhar saken.
3. jab kishten aapke budget mein aaram se aa jaen.
savdhani kab rakhen:
1. byaj ki dar aur processing fees donon poochhen. kai baar fees aur us par GST alag se lagta hai.
2. “no-cost EMI” mein kai baar byaj ki raqam chhoot mein se ghata dee jati hai. isliye kul bhugtan dekhein, sirf kisht naheen.
3. kisht chookne par jurmana aur credit skor par asar pad sakta hai.
4. card ki seema (limit) bhi is EMI mein bandh jati hai.
5. agar aap ek sath poora paisa de sakte hain aur naqad ki keemat kam hai, to vahi sasta pad sakta hai.
hamesha “kul kitna dena hoga” ki ganna karen. hamara tool ismen madad karta hai.